fees & Limits

Accounts & cards

Dedicated IBAN in EUR
Free

First Virtual Card
Free

Each additional Virtual Card
1,99 EUR

Virtual Card replacement
1,99 EUR

Crypto assets & services

Crypto wallet custody*
Free

IN1 in-app crypto transfer
Free

Crypto asset conversion (except ETH or BTC)
Free

ETH, BTC conversion to USD, EUR, USDC
1%

Outgoing blockchain transfer
Depends on the network (will be calculated and displayed at the time of each transaction)

Money transfers

IN1 in-app money transfer
Free

IN1 EUR account top-up via Open Banking rails
Free

SEPA incoming payment
Free

IN1 USD/EUR account top-up by external Mastercard/Visa card/via Apple Pay/via Google Pay
2.5%

SEPA outgoing payment
1% (min 3 EUR)

Money transfer to external Mastercard/Visa card
1%

Card transactions

Card spendings (POS, e-com purchases)
Free

Foreign currency exchange**
1.5%

*Please see the list of accepted assets.

** For card payments in currencies other than your card's currency.

Please note that any other third parties participating in the payment chain may charge additional fees from you. These fees are beyond our control.

In case the fee cannot be charged from the customer’s Euro account, the fee amount will be converted into the corresponding account currency or crypto asset at the commercial exchange rate.

What are my IN1 card spending limits?

There are limits on how much you can spend with your IN1 card and withdraw from ATMs.

Card limits

Card spendings (POS)

Card spendings (e-com purchases)
15 000 EUR / per day

Accounts & cards

Dedicated IBAN in EUR
Free

First Virtual Card
Free

Each additional Virtual Card
1,99 EUR

Virtual Card replacement
1,99 EUR

Crypto assets & services

Crypto wallet custody*
Free

IN1 in-app crypto transfer
Free

Crypto asset conversion (except ETH or BTC)
Free

ETH, BTC conversion to USD, EUR, USDC
1%

Outgoing blockchain transfer
Depends on the network (will be calculated and displayed at the time of each transaction)

Money transfers

IN1 in-app money transfer
Free

IN1 EUR account top-up via Open Banking rails
Free

SEPA incoming payment
Free

IN1 USD/EUR account top-up by external Mastercard/Visa card/via Apple Pay/via Google Pay
2.5%

SEPA outgoing payment
1% (min 3 EUR)

Money transfer to external Mastercard/Visa card
1%

Card transactions

Card spendings (POS, e-com purchases)
Free

Foreign currency exchange**
1.5%

* Please see the list of accepted assets.

** For card payments in currencies other than your card's currency.

Please note that any other third parties participating in the payment chain may charge additional fees from you. These fees are beyond our control.

In case the fee cannot be charged from the customer’s Euro account, the fee amount will be converted into the corresponding account currency or crypto asset at the commercial exchange rate.

What are my IN1 card spending limits?

There are limits on how much you can spend with your IN1 card and withdraw from ATMs.

Card limits

Card spendings (POS)

Card spendings (e-com purchases)
15 000 EUR / per day