fees & Limits

Free

Accounts & cards

Dedicated IBAN in EUR
Free

First Virtual Card
Free

Each additional Virtual Card
1,99 EUR

First Physical Card
11,99 EUR

Each additional Physical Card
11,99 EUR

Virtual Card replacement
1,99 EUR

Physical Card replacement
11,99 EUR

Crypto assets & services

Crypto wallet custody**
Free

IN1 in-app crypto transfer
Free

IN1 crypto wallet top-up from external Mastercard/Visa card
2%

Crypto withdrawal to external bank account (after crypto sale)
2% (min 3 EUR)

Crypto withdrawal to external Mastercard/Visa card
2%

Crypto asset conversion
Free

Outgoing blockchain transfer
Depends on the network (will be calculated and displayed at the time of each transaction)

Money transfers

IN1 in-app money transfer
Free

IN1 EUR account top-up via Open Banking rails
Free

SEPA incoming payment
Free

IN1 USD/EUR account top-up by external Mastercard/Visa card
Free

SEPA outgoing payment
1% (min 3 EUR)

Money transfer to external Mastercard/Visa card
1%

Card transactions

Card spendings (POS, e-com purchases)*
Free

ATM balance check
Free

ATM cash withdrawal inside EEA
2% (min 3 EUR)

ATM cash withdrawal outside EEA
3% (min 5 EUR)

Foreign currency exchange***
1,5%
save up to 20%
Subscription
9.99 EUR / month

Accounts & cards

Dedicated IBAN in EUR
Free

First Virtual Card
Free

Each additional Virtual Card
Free

First Physical Card
Free

Each additional Physical Card
11,99 EUR

Virtual Card replacement
Free

Physical Card replacement
Free

Card transactions

Card spendings (POS, e-com purchases)*
Free

ATM balance check
Free

ATM cash withdrawal inside EEA
Up to 2 ATM withdrawals for free, then 1% (min 3 EUR)

ATM cash withdrawal outside EEA
Up to 2 ATM withdrawals for free, then 2% (min 5 EUR)

Foreign currency exchange***

Money transfers

IN1 in-app money transfer
Free

IN1 EUR account top-up via Open Banking rails
Free

SEPA incoming payment
Free

IN1 USD/EUR account top-up by external Mastercard/Visa card
Free

SEPA outgoing payment
Up to 2 SEPA payments for free, then 0,5% (min 3 EUR)

Money transfer to external Mastercard/Visa card
1%

Crypto assets & services

Crypto wallet custody**
Free

IN1 in-app crypto transfer
Free

IN1 crypto wallet top-up from external Mastercard/Visa card
1%

Crypto withdrawal to external bank account (after crypto sale)
1% (min 3 EUR)

Crypto withdrawal to external Mastercard/Visa card
1%

Crypto asset conversion
Free

Outgoing blockchain transfer
Depends on the network (will be calculated and displayed at the time of each transaction)

* Excluding ATM cash withdrawal and money transfer.

** Please see the list of accepted assets.

Please note that any other third parties participating in the payment chain may charge additional fees from you. These fees are beyond our control.

In case the fee cannot be charged from the customer’s Euro account, the fee amount will be converted into the corresponding account currency or crypto asset at the commercial exchange rate.

save up to 20%
7.99 EUR
save 20%

Accounts & cards

Dedicated IBAN in EUR
Free

First Virtual Card
Free

Each additional Virtual Card
Free

First Physical Card
Free

Each additional Physical Card
11,99 EUR

Virtual Card replacement
Free

Physical Card replacement
Free

Crypto assets & services

Crypto wallet custody**
Free

IN1 in-app crypto transfer
Free

IN1 crypto wallet top-up from external Mastercard/Visa card
1%

Crypto withdrawal to external bank account (after crypto sale)
1% (min 3 EUR)

Crypto withdrawal to external Mastercard/Visa card
1%

Crypto asset conversion
Free

Outgoing blockchain transfer
Depends on the network (will be calculated and displayed at the time of each transaction)

Money transfers

IN1 in-app money transfer
Free

IN1 EUR account top-up via Open Banking rails
Free

SEPA incoming payment
Free

IN1 USD/EUR account top-up by external Mastercard/Visa card
Free

SEPA outgoing payment
Up to 2 SEPA payments for free, then 0,5% (min 3 EUR)

Money transfer to external Mastercard/Visa card
1%

Card transactions

Card spendings (POS, e-com purchases)*
Free

ATM balance check
Free

ATM cash withdrawal inside EEA
Up to 2 ATM withdrawals for free, then 1% (min 3 EUR)

ATM cash withdrawal outside EEA
Up to 2 ATM withdrawals for free, then 2% (min 5 EUR)

Foreign currency exchange***
1,5%

* Excluding ATM cash withdrawal and money transfer.

** Please see the list of accepted assets.

*** Using your card in another country or online at a foreign merchant.

Please note that any other third parties participating in the payment chain may charge additional fees from you. These fees are beyond our control.

In case the fee cannot be charged from the customer’s Euro account, the fee amount will be converted into the corresponding account currency or crypto asset at the commercial exchange rate.

What are my IN1 card spending limits?

There are limits on how much you can spend with your IN1 card and withdraw from ATMs.

Card limits

Card spendings (POS)

Card spendings (e-com purchases)
15 000 EUR / per day
200 000 EUR / per month

ATM cash withdrawal
2 000 EUR / per day
10 000 EUR / per month

Basic

Free

Premium

9.99 EUR / month

Basic

Free

Premium

7.99 EUR / month
save 20%

Accounts & cards

Dedicated IBAN in EUR
Free
Free

First Virtual Card
Free
Free

Each additional Virtual Card
1,99 EUR
Free

First Physical Card
11,99 EUR
Free

Each additional Physical Card
11,99 EUR
11,99 EUR

Virtual Card replacement
1,99 EUR
Free

Physical Card replacement
11,99 EUR
Free

Crypto assets & services

Crypto wallet custody**
Free
Free

IN1 in-app crypto transfer
Free
Free

IN1 crypto wallet top-up from external Mastercard/Visa card
2%
1%

Crypto withdrawal to external bank account (after crypto sale)
2% (min 3 EUR)
1% (min 3 EUR)

Crypto withdrawal to external Mastercard/Visa card
2%
1%

Crypto asset conversion
Free
Free

Outgoing blockchain transfer
Depends on the network (will be calculated and displayed at the time of each transaction)

Money transfers

IN1 in-app money transfer
Free
Free

IN1 EUR account top-up via Open Banking rails
Free
Free

SEPA incoming payment
Free
Free

IN1 USD/EUR account top-up by external Mastercard/Visa card
Free
Free

SEPA outgoing payment
1% (min 3 EUR)
Up to 2 SEPA payments for free, then 0,5% (min 3 EUR)

Money transfer to external Mastercard/Visa card
1%
1%

Card transactions

Card spendings (POS, e-com purchases)*
Free
Free

ATM balance check
Free
Free

ATM cash withdrawal inside EEA
2% (min 3 EUR)
Up to 2 ATM withdrawals for free, then 1% (min 3 EUR)

ATM cash withdrawal outside EEA
3% (min 5 EUR)
Up to 2 ATM withdrawals for free, then 2% (min 5 EUR)

Foreign currency exchange***
1,5%

* Excluding ATM cash withdrawal and money transfer.

** Please see the list of accepted assets.

*** For card payments in currencies other than your card's currency.

Please note that any other third parties participating in the payment chain may charge additional fees from you. These fees are beyond our control.

In case the fee cannot be charged from the customer’s Euro account, the fee amount will be converted into the corresponding account currency or crypto asset at the commercial exchange rate.

What are my IN1 card spending limits?

There are limits on how much you can spend with your IN1 card and withdraw from ATMs.

Card limits

Card spendings (POS)

Card spendings (e-com purchases)
15 000 EUR / per day
200 000 EUR / per month

ATM cash withdrawal
2 000 EUR / per day
10 000 EUR / per month